Yani Fitriyah: HOMELEND

Introduction

Everyone wants to have their own dream home. When we talk about home, one important factor in owning a home is money! If we do not have enough money, how can we own a house? That's why we're going to talk about mortgage lending. Because mortgage loans can help us in buying a house.

Let's find out what is a mortgage loan? Mortgages are: Debt instruments by granting mortgages on property and borrowers to lenders as security against their obligations. In this case, the borrower can still use or utilize the property. The mortgage rights on the property fall once the obligation is paid in full.

Therefore, when we talk about buying a home, we will discuss mortgage lending.Mortgages are used by individuals and businesses to make real estate purchases without paying the entire purchase value in advance. Over a period of years, the borrower repaid the loan, plus interest. Until finally, the owner of the property is free and complete the entire loan.

In a simple way, we can say that the current system is a full system that can bring you more problems, when you apply a mortgage loan. This is Homelend who tries to solve the problem. Why do I say that, here is the explanation:

Homelend is a project that applies Blockchain technology to mortgage loan systems. Blockchain technology has many benefits, such as faster, safer and has a decentralized system. By implementing this technology, there will be many good changes in the mortgage loan industry. Moreover, this project uses the Peer-to-Peer concept, which has proven to be one of the most profitable and compatible concepts for business today. So, we can expect something good from Homelend.
Homelend is a project that has a vision in changing the current mortgage loan system. the team wants to change the current mortgage loan system with an automated system controlled by the Blockchain based platform. In the end, everyone who needs a mortgage loan will have the same opportunity to get the loan they need without worrying about the long process and other complicated requirements that we can find a mortgage loan today.
Homelend has a mission to provide the best platform to find and apply for mortgage loans. Then, the platform will be able to access from anywhere and use any gadget. This will simplify the process of applying for a mortgage loan.
Homelend provides benefits with the intention that the user does not need to use too much resources and time to apply for a mortgage loan. Everything can be done faster, easier and more effective. They will be able to find everything they need in one place, in Homelend.
Homelend uses the Ethereum Blockchain as a base platform. Later, this project was also supported by Distributed Technology Ledger (DLT) and smart contracts as their tools. Both will be able to provide P2P services that provide benefits to its users.

Homelend provides an opportunity for users to be able to buy tokens on Pre-Sale and ICO events. The pre-sale program began on March 1. However, there is no information about when the ICO will be opened. With tokens (HMD tokens), users can use the platform, apply for a mortgage loan and do many other things.
Homelend has the following Token Details:

Token Name: HMD

Supply Token: 250,000,000

Standard: Ethereum ERC-20

Token Price: 1 ETH = 1,600 HMD

Payment Received: BTC, ETH, USD

Softcap: US $ 5,000,000

Hardcap: US $ 30,000,000